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BigMikeFund
300: Private Money vs. Hard Money: The Secret to 8% Funding for Real Estate Deals - Jay Conner
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Raising capital doesn’t have to feel like begging—it’s about becoming an educator. In this episode, “Big Mike” – Mike Zlotnik sits down with private money expert Jay Conner to discuss the massive shift in the lending landscape. While the commercial and multifamily sectors are facing a major reset, Jay reveals why there is currently a “deep freeze” of capital sitting on the sidelines just waiting for the right single-family deals.

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Timestamps


00:00 – Welcome back Jay Conner to the Big Mike Fun Podcast.

01:28 – The “Teacher Cap” Philosophy: Raising money from 47+ private lenders.

03:03 – Market Reset: Why multifamily is struggling while single-family private money is booming.

05:56 – Private Money vs. Hard Money: Understanding the 8% no-points advantage.

07:16 – The 3 Categories of Lenders: Your contacts, BNI networks, and existing lenders.

11:24 – How to Sell Without Selling: The “Diagnosis” conversation script.

13:53 – Raising $969,000 in 90 minutes at a private lender luncheon.

16:19 – Private Credit vs. Equity: Finding high-yield spreads in industrial real estate.

18:48 – The Power of Simplicity: Why a “Confused Mind” always says no.

21:04 – Jay’s Private Money Conference & A-to-Z automation.

23:39 – The 3-Day House Sale: Using lease purchases as a pathway to homeownership.

26:43 – Final Thoughts: Be Your Future Self Now by Dr. Benjamin Hardy.

Connect with Jay Conner:


Website: JayConner.com

Email: info@jayconner.com

Facebook: /jay.conner.marketing

LinkedIn: /privatemoneyauthority

Youtube: Real Estate Investing with Jay Conner

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Email: mailto:invest@tempofunding.com

About Us

At Tempo Family of Funds & Syndications, we offer diversified, conservative real estate investments designed for busy, passive investors. Our strategies include high-depreciation deals, income-focused funds, and hard money lending. We handle everything from private lending to equity and consulting, with a focus on transparency and professional administration. Our investments span multifamily, self-storage, retail, industrial, and hotel conversions—built to be tax-efficient and IRA-friendly.

#PrivateMoney #RealEstateInvesting #PassiveIncome #CapitalRaising #MikeZlotnik #JayConner